Colorado's Most Awarded

Open to All of Colorado

Arapahoe Credit Union is the not-for-profit version of a bank.  We do everything they do, but we do it for the community and our members/ owners.  We do not pay investors, we do not give huge corporate salaries and we do not make risky decisions with other people’s money.  This allows us to provide our services for far less and be focused on true service.

Best of the Best

Thank you! The Colorado Community has awarded Arapahoe Credit Union seven Best of the Best awards for 2018. We’re proud to be awarded the top credit union/ bank in Centennial, Littleton, Englewood, Highlands Ranch, Lone Tree, Golden and Castle Rock!


Beyond Accolades, The Benefit


Each year the credit union provides financial benefits to our members through the different products and services. These benefits help our members save money compared to banking at other institutions. Arapahoe Credit Union offers great returns on savings accounts and low interest rates on various loans. Earn more than most local institutions when opening a CD or money market account. Additionally, when it comes to a loan, ACU offers low interest rates on credit cards and lower payments on auto loans saving money over the life of the loan. These, are just a few examples displaying how ACU gives back to its membership.




Everybody’s finances are different.  Everyone has different goals and situations.  We can customize your account to get you where you would like to go.  From building credit to getting a new car to planning for retirement, we will help you get there.  If you live in Colorado, give us a call! 

CD Rates

How much you can save by banking with Arapahoe Credit Union




Member Benefits Estimated Membership Returns
Auto Loan Savings
Average of $180 per year
$900 in savings over 5 years (1)
Credit Card Interest Rates
Save approximately 54% on credit card interest (2)
Certificate of Deposits Earn 40% more over local institutions (3)
Money Markets Earn twice as much on interest over local institutions (4)
Total Member Savings $75 per member
$143 per household

Sources: Informa Research Services, NCUA and CUNA. Rates and fees as of April 2017. Comparative research available.



Details and Breakdowns

(1) Payment Example: Financing new vehicle at $30,000 for 60 months members save an average of $180 per year in interest. Approximately $900 in savings over 5 years. (2) Rates and fees as of April 2017. Bank rates and information provided by Informa Research Services. (3) For the rate comparison, we took five other, leading credit unions' 60 month rates as of May 28th, 2018. We averaged them against our two month CD average leaving ACU a full 39% above the competition. While this may not be representative of every credit union, it is indicative of the current market. More details are available by emailing feedback@arapahoecu.org. (4) For the rate comparison, we took five other, leading credit unions' highest money market account rates as of June 28th, 2018. We averaged them against our $75,000 and over account average and comparison showed that ACU members earn twice as much on interest. While this may not be representative of every credit union, it is indicative of the current market. More details are available by emailing feedback@arapahoecu.org.

Live Your Lifestyle

We all want to live our own way.  It's important that we do it the right way.   Arapahoe CU looks to help.