Real Estate Secured Loans: Fixed Second Mortgage/Mountain Terrace
Credit Score 
Current Rate 
LTV 
A 720+ 
5.99% 
<71% 
A 720+ 
6.49% 
7180% 
A 720+ 
6.99% 
8190% 
B 680719 
7.49% 
<71% 
B 680719 
7.99% 
7180% 
B 680719 
8.49% 
8190% 
C 640679 
8.99% 
<71% 
C 640679 
9.49% 
7180% 
C 640679 
9.99% 
8190% 
D 600639 
13.49% 
75% 
E <600 
15.49% 
Determined 
Prime Rate: 5.50% 

*LTV=Loan to Value 
HELOC/Mountain Harbor
Credit Score 
Rate 
Margin 
Rate Floor 
LTV 
A 720+ 
5.50% 
Prime +0.00% 
4.00% 
<71% 
A 720+ 
6.00% 
Prime + 0.50% 
4.00% 
7180% 
A 720+ 
6.50% 
Prime + 1.00% 
4.00% 
8190% 
B 680719 
6.75% 
Prime + 1.25% 
4.00% 
<71% 
B 680719 
7.00% 
Prime + 1.50% 
4.00% 
7180% 
B 680719 
7.25% 
Prime + 1.75% 
4.00% 
8190% 
C 640679 
7.50% 
Prime + 2.00% 
4.00% 
<71% 
C 640679 
7.75% 
Prime + 2.25% 
4.00% 
7180% 
C 640679 
8.25% 
Prime + 2.75% 
4.00% 
8190% 
D 600639 
8.50% 
Prime +3.00% 
4.00% 
75% 
E <600 
10.00% 
Prime + 4.50% 
4.00% 
Determined 
Prime Rate 5.50% 



*LTV=Loan to Value 
Updated 01/01/2019