Real Estate Secured Loans: Fixed Second Mortgage/Mountain Terrace
Credit Score 
Current Rate 
LTV 
A 720+ 
5.24% 
<71% 
A 720+ 
5.74% 
7180% 
A 720+ 
6.24% 
8190% 
B 680719 
6.74% 
<71% 
B 680719 
7.24% 
7180% 
B 680719 
7.74% 
8190% 
C 640679 
8.24% 
<71% 
C 640679 
8.74% 
7180% 
C 640679 
9.24% 
8190% 
D 600639 
12.74% 
75% 
E <600 
14.74% 
Determined 
Prime Rate 5.25% 

*LTV=Loan to Value 
HELOC/Mountain Harbor
Credit Score 
Rate 
Margin 
Rate Floor 
LTV 
A 720+ 
5.25% 
Prime +0.00% 
4.00% 
<71% 
A 720+ 
5.75% 
Prime + 0.50% 
4.00% 
7180% 
A 720+ 
6.25% 
Prime + 1.00% 
4.00% 
8190% 
B 680719 
6.50% 
Prime + 1.25% 
4.00% 
<71% 
B 680719 
6.75% 
Prime + 1.50% 
4.00% 
7180% 
B 680719 
7.00% 
Prime + 1.75% 
4.00% 
8190% 
C 640679 
7.25% 
Prime + 2.00% 
4.00% 
<71% 
C 640679 
7.50% 
Prime + 2.25% 
4.00% 
7180% 
C 640679 
8.00% 
Prime + 2.75% 
4.00% 
8190% 
D 600639 
8.25% 
Prime +3.00% 
4.00% 
75% 
E <600 
9.75% 
Prime + 4.50% 
4.00% 
Determined 
Prime Rate 5.25% 



*LTV=Loan to Value 
Updated 10/1/2018.