| Credit Score | up to 60 M | up to 72 M | up to 84 M | up to 96 M |
|---|---|---|---|---|
| A+ 760+ | 3.24% | 3.74% | 4.24% | 4.74% |
| A 720-759 | 3.74% | 4.24% | 4.74% | 5.24% |
| B 680-719 | 5.24% | 5.74% | 6.24% | 6.74% |
| C 640-679 | 8.49% | 8.99% | 9.49% | 9.99% | D 600-639 | 11.74% | 12.24% | 12.74% | 13.24% | E <600 | 16.74% | 17.24% | 17.74% | 18.24% |
| Refinance Promotion Floor | 3.24% | 3.74% | 4.24% | 4.74% |
| Credit Score | LTV New | LTV New OTD | LTV Used | LTV Used OTD |
|---|---|---|---|---|
| A+ 760+ | 110% | 130% | 110% | 140% |
| A 720-759 | 110% | 130% | 110% | 140% |
| B 680-719 | 100% | 120% | 100% | 130% |
| C 640-679 | 100% | 110% | 100% | 120% |
| D 600-639 | 80% | 100% | 80% | 100% |
| E <600 | 70% | 100% | 70% | 100% | Refinance Promotion Floor | Based on CBR | Based on CBR | Based on CBR | Based on CBR |
| 0-$10,000 | 60 months |
| $10,001 to $20,000 | 72 months | $20,001 to $50,000 | 84 months | $50,001 and up | 96 months |
Updated 02/01/2021