Auto New/Used

Credit Score up to 60 M up to 72 M up to 84 M up to 96 M
A+ 740+ 7.49% 7.99% 8.49% 8.99%
A 710-739 7.99% 8.49% 8.99% 9.49%
B 670-709 9.49% 9.99% 10.49% 10.99%
C 630-669 12.74% 13.24% 13.74% 14.24%
D 590-629 15.99% 16.49% N/A N/A
E <590 18.74 19.24% N/A N/A
Refinance Promotion Floor 7.49% 7.99% 8.49% 8.99%

Loan to Value Percentages

Credit Score LTV New LTV New OTD LTV Used LTV Used OTD
A+ 740+ 110% 130% 110% 130%
A 710-739 110% 130% 110% 130%
B 670-709 100% 120% 100% 120%
C 630-669 100% 110% 100% 110%
D 590-629 80% 100% 80% 100%
E <590 70% 100% 70% 100%
Refinance Promotion Floor Based on CBR Based on CBR Based on CBR Based on CBR

Max Term to Amount of Loan:



0-$10,000 60 months
$10,001 to $20,000 72 months
$20,001 to $50,000 84 months
$50,001 and up 96 months


Updated 05/01/2023