Auto New/Used

Credit Score up to 60 M up to 72 M up to 84 M up to 96 M
A+ 730+ 5.99% 6.49% 6.99% 7.49%
A 710-729 6.49% 6.99% 7.49% 7.99%
B 670-709 7.99% 8.49% 8.99% 9.49%
C 630-669 11.24% 11.74% 12.24% 12.74%
D 590-629 14.49% 14.99% N/A N/A
E <590 17.24% 17.74% N/A N/A
Refinance Promotion Floor 5.99% 6.49% 6.99% 7.49%

Loan to Value Percentages

Credit Score LTV New LTV New OTD LTV Used LTV Used OTD
A+ 730+ 110% 130% 110% 130%
A 710-729 110% 130% 110% 130%
B 670-709 100% 120% 100% 120%
C 630-669 100% 110% 100% 110%
D 590-629 80% 100% 80% 100%
E <590 70% 100% 70% 100%
Refinance Promotion Floor Based on CBR Based on CBR Based on CBR Based on CBR

Max Term to Amount of Loan:


0-$10,000 60 months
$10,001 to $20,000 72 months
$20,001 to $50,000 84 months
$50,001 and up 96 months

Updated 10/01/2024