| Credit Score | up to 60 M | up to 72 M | up to 84 M | up to 96 M |
|---|---|---|---|---|
| A+ 760+ | 3.99% | 4.49% | 4.99% | 5.49% |
| A 720-759 | 4.49% | 4.99% | 5.49% | 5.99% |
| B 680-719 | 5.99% | 6.49% | 6.99% | 7.49% |
| C 640-679 | 9.24% | 9.74% | 10.24% | 10.74% | D 600-639 | 12.49% | 12.99% | 13.49% | 13.99% | E <600 | 17.49% | 17.99% | 18.49% | 18.99% |
| Refinance Promotion Floor | 3.99% | 4.49% | 4.99% | 5.49% |
| Credit Score | LTV New | LTV New OTD | LTV Used | LTV Used OTD |
|---|---|---|---|---|
| A+ 760+ | 110% | 130% | 110% | 140% |
| A 720-759 | 110% | 130% | 110% | 140% |
| B 680-719 | 100% | 120% | 100% | 130% |
| C 640-679 | 100% | 110% | 100% | 120% |
| D 600-639 | 80% | 100% | 80% | 100% |
| E <600 | 70% | 100% | 70% | 100% | Refinance Promotion Floor | Based on CBR | Based on CBR | Based on CBR | Based on CBR |
| 0-$10,000 | 60 months |
| $10,001 to $20,000 | 72 months | $20,001 to $50,000 | 84 months | $50,001 and up | 96 months |
Updated 07/01/2020