HELOC/Mountain Harbor
Credit Score |
APR - Rate |
Margin |
Rate Floor |
LTV |
A 710+ |
8.25% |
Prime +0.00% |
4.00% |
<71% |
A 710+ |
8.75% |
Prime + 0.50% |
4.00% |
71-80% |
A 710+ |
9.25% |
Prime + 1.00% |
4.00% |
81-90% |
B 670-709 |
9.50% |
Prime + 1.25% |
4.00% |
<71% |
B 670-709 |
9.75% |
Prime + 1.50% |
4.00% |
71-80% |
B 670-709 |
10.00% |
Prime + 1.75% |
4.00% |
81-90% |
C 630-669 |
10.25% |
Prime + 2.00% |
4.00% |
<71% |
C 630-669 |
10.50% |
Prime + 2.25% |
4.00% |
71-80% |
C 630-669 |
11.00% |
Prime + 2.75% |
4.00% |
81-90% |
D 590-629 |
11.25% |
Prime +3.00% |
4.00% |
75% |
E <590 |
12.75% |
Prime + 4.50% |
4.00% |
Determined |
Prime Rate 8.25% |
|
|
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*LTV=Loan to Value |
APR=Annual Percentage Rate. Updated 05/03/2023