Refinance to Save!

Any vehicle type with low rates and payment flexibility 

Refinances can mean a better loan, cash or both! We'd love to service your loan. If you already have a loan at another institution, we would like to bring it here. Refinance almost any vehicle type and you'll receive the chance to adjust your payment or pay your loan off earlier than expected. You also get a choice of skipping your upcoming payments or receiving up to $150 in cash.*

Now could be the chance to lock in savings, take cash or look towards a payment reduction. Start the process and complete fully online!


Refinance and payment are based on approval! What you pay may vary based on credit, but we will always make sure you get the best loan we can offer. Rates, terms, and promotions are subject to change or cancellation without notice. Arapahoe CU is an equal opportunity lender and federally insured by the NCUA. On a refinance, we can always work to get the best possible deal, but for full benefits the minimum loan amount has to be $5,000. NADA values are used to determine the maximum lending amount. Payment example: $20,000 at 3.24% APR for 60 months means you will pay just about $365. Please note that terms over 60 months are subject to a small rate increase (up to 1.5%). Restrictions apply. You do have to be a member, but we will get that set up at closing. The rate discount will be processed at the time of processing. Interest will begin to accrue at loan disbursement. Arapahoe CU reserves the right to alter, adjust, change or rescind this offer at any time and without notice. Refer to representative for any questions. **Rates are in APR (Annual Percentage Rate). Floor rate is 3.24%APR. Maximum incentive is $150

Live Your Lifestyle

We all want to live our own way.  It's important that we do it the right way.  Arapahoe CU looks to help.