CDs and IRA CDs
| Term | Min Deposit | (APY) |
|---|---|---|
| 3M |
$100 | 4.10% |
| 6M |
$100 | 4.05% |
| 9M |
$100 | 4.05% |
| 12M |
$100 | 4.00% |
| 15M |
$100 | 4.00% |
| 18M |
$100 | 3.95% |
| 21M |
$100 | 3.95% |
| 24M |
$100 | 3.90% |
| 30M |
$100 | 3.90% |
| 36M |
$100 | 3.80% |
| 42M |
$100 | 3.80% |
| 48M |
$100 | 3.70% |
| 54M |
$100 | 3.70% |
| 60M |
$100 | 3.60% |
Early withdrawal penalties will apply if redeemed before maturity.
Vehicle Loans
| Product | Rate (APR) As Low As |
Term |
|---|---|---|
| New Car/ Truck/ Van |
5.99% | 12-96M |
| Used Car/ Truck/ Van |
5.99% | 12-96M |
| Recreation RV/ Motorhome/ Motorcycle |
9.49% | 12-144M |
| Recreation 2 Boat, Jet Ski, Snowmobile, Etc. |
9.99% | 12-60M |
For a full breakdown of auto rate tiers, click/tap here.
For a full breakdown of RV, motorhome, and motorcycle rates, click/tap here.
For a full breakdown of other vehicle rate tiers, click/tap here.
Home Loans
| Product | Rate (APR) As Low As |
Term |
|---|---|---|
| First Mortgages Purchase or Refinance Owner Occupied/ Second Home/ Investment FHA/ VA/ USDA and Down Payment Assistance |
Current Rates (Via Colorado Home Mortgages' Site) |
Your Preference (5yr to 30yr) |
| Home Equity Line-of-Credit Mountain Harbor |
7.5% Variable | 120M Draw/ 180M Repay |
| Fixed Second Mountain Terrace |
8.49% (Fixed) | 180M |
For a full breakdown of second mortgage rates and terms, click/tap here.
Credit Cards
| Product | (APR) | Term |
|---|---|---|
| Platinum Card Tier 1 |
9.9% | Revolving |
| Platinum Card Tier 2 |
12.9% | Revolving |
| Student Secured |
4.9% | Revolving |
| Credit Builder |
4.9% | Revolving |
| Share Secured |
4.9% | Revolving |
No Cash-Advance Fees
No Balance Transfer Fees
No Currency Conversion Fees
Personal Loan
| Product | Rate (APR) As Low As |
Term |
|---|---|---|
| CD Secured | Net 3% | Up to CD Term |
| Savings Secured | Net 3% | 12-60M |
| Bridge (Holiday and Mountain) | 8.99% | 12M |
| Unsecured Personal | 13.99% | 12-60M |
| Overdraft Protection | 15.90% | Revolving |
For a full breakdown of personal loan rates, click/tap here.
Savings/ Checking
| Product | Min. Balance | (APY) |
|---|---|---|
| Base Savings | $5 | 0.05% |
| Base IRA Savings | $25 | 0.05% |
| Money Market (Not Stock) |
$1,000- $19,999 $20,000- $49,999 $50,000- $74,999 $75,000 and Over |
0.25% 0.50% 0.75% 1.00% |
| Holiday Savings | No Minimum | 0.05% |
| Interest Checking | $500 Avg. Daily Balance |
0.10% |
Fees may reduce earnings.
Updated 12/16/2024. APY= Annual Percentage Yield. APR= Annual Percentage Rate. Each product is subject to individual restrictions and details. Not all applicants will qualify for the lowest rate. Please see the appropriate page for additional information or contact us for questions.
