While we may not always have the lowest rate, we will always be exceptionally close. More importantly, we are far more flexible than other places with terms, payments and few restrictions.  

Forms, Information and More

Please note that some of the below links are to 3rd party sites. While trusted, they are owned and operated by their respective owners.

  • Skip a Payment
  • CU Insurance
  • GAP Protection
  • NADA Values
    ACU uses NADA values to determine loan amounts. For a quick scope of your vehicle, you can run it through their site. Please note that NADA owns and operates their own site. Visit NADA online
  • Private Buying Protection
    AutoTrek is a credit union partner that can take the risk out of private auto purchases. For information, you can visit their site here. (Selecting this link will redirect pages. ACU is not responsible for 3rd party content, security or policies.) Visit AutoTrek Online


What you pay may vary based on credit, but we will always make sure you get the best loan we can offer. Rates and terms are subject to change without notice. Approval is required. On a refinance, we can always work to get you the best possible deal, but for full benefits the minimum loan amount has to be $5,000. NADA values are used to determine the maximum lending amount. All rates shown are in APR (Annual Percentage Rate). Payment example: $20,000 at 3.24% APR for 60 months means you will pay just about $362. Please note that terms over 60 months are subject to a small rate increase (up to 1%). Arapahoe CU auto loan floor is 3.24% APR. You do have to be a member.

Live Your Lifestyle

We all want to live our own way.  It's important that we do it the right way.  Arapahoe CU looks to help.