Everything a bank does, simply not done for profit...

Low rates, flexible terms, minimal restrictions.

Low Rates

12-96 Month Terms

Payment Flexibility

Arapahoe Credit Union is committed to getting you into a vehicle with lasting value, and a loan that fits your situation. Regardless of whether you want to buy from a dealership or a private owner, ACU is able to work with you to finance nearly any new or used vehicle.Close

Low Rates

Low Payments

Longest Colorado Terms

Local financing on almost any recreational vehicle you could want. Arapahoe Credit Union offers terms that can get you into the best possible payment on trailers, fifth-wheels, RVs, and more! Close

Low Rates

12-60 Month Terms

Online or In Person

Harleys aren’t cheap, but they aren’t out of reach. We can probably help with that boat too, no matter what your preference.Close

Low Rates

12-60 Month Terms

Online or In Person

No matter the season, Arapahoe Credit Union wants to help get you off-road and enjoying the great outdoors! Rates are low and payments are affordable.Close

Low Cost Borrowing

12-96 Month Terms

No (Vehicle) Age Restrictions

Don't go to a non-credit-union lender that offers nothing but confusing terms and outrageous rates. ACU's Title Loans are a great way to pursue an auto loan with a low, secured rate.Close

Forms, Information and More

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CU Insurance

GAP Protection

NADA Values
ACU uses NADA values to determine loan amounts. For a quick scope of your vehicle, you can run it through their site. Please note that NADA owns and operates their own site.

Private Buying Protection
AutoTrek is a credit union partner that can take the risk out of private auto purchases. For information, you can visit their site here. (Selecting this link will redirect pages. ACU is not responsible for 3rd party content, security or policies.)

Find Your Exact Car (new or used)

Fleet Pricing

Private Purchases- Risk Free!

Vehicles Brought to You

AutoTrek is a broker that maintains a wide variety of vehicle options. They can help with used and new vehicles or take the risk out of private-party purchases (things like Craigslist). They will also track down a specific vehicle if you know exactly what you want. To get started with them, visit their site here (please note that they own and operate their own site).Close

Specials and Discounts

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Disclaimers

What you pay may vary based on credit, but we will always make sure you get the best loan we can offer. Rates and terms are subject to change without notice. Approval is required. On a refinance, we can always work to get you the best possible deal, but for full benefits the minimum loan amount has to be $5,000. NADA values are used to determine the maximum lending amount. All rates shown are in APR (Annual Percentage Rate). Payment example: $20,000 at 3.24% APR for 60 months means you will pay just about $362. Please note that terms over 60 months are subject to a small rate increase (up to 1%). Arapahoe CU auto loan floor is 3.24% APR. Arapahoe Credit Union membership IS required.

Auto Loans at Arapahoe Credit Union