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Arapahoe CU now offers commercial lending support through our partner Centennial Lending. Through our partnership with Centennial Lending we are able to offer flexible and competitive terms, as well as expertise to help you find the right solution for your situation.

  • Flexible Terms
  • Competitive Rates.
  • In House Underwriting, Processing, Closing and Servicing.
  • No-Prepayment Penalty


Tapping above will direct you to full information from Centennial Lendings' site. This is owned independently of ACU and is subject to their terms of use.



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Lending services offered by Centennial Lending. Centennial Lending provides expert lending solutions, competitive products and outstanding service. Their lending experts will work directly with you to ensure that all of your questions are answered and your needs are met. Centennial Lending offer flexible terms, competitive interest rates and pride themselves on getting the job done in a timely, no-nonsense manner.

Tapping here will direct you to full information from Colorado Home Mortgages' site. This is owned independently of ACU and is subject to their terms of use. Please review their terms of use before sharing any personal information.

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Tapping above will direct you to full information from Centennial Lendings' site. This is owned independently of ACU and is subject to their terms of use.



Your Rep: Julia Bridgewater

Julia Bridgewater joined Centennial Lending in March 2020. She has been a Relationship Manager in business banking since 2010 with Wells Fargo, Key Bank and Bank of the West. She has been a top producer and specializes in commercial real estate loans, C&I lending and SBA. Julia is originally from Ukraine, has lived in USA since 2001 and in Denver since 2004. She lives in Centennial with her family. She is an energetic, driven and highly motivated Relationship Manager, dedicated to exceeding client expectations, developing and building strong long lasting fruitful working relationships with customers to gain their trust and respect. Julia has a Bachelor’s Degree in International Economics and Spanish language from Institute of International Relations in Kiev, Ukraine (1998) and MBA from University of Colorado Business School in Denver (2010), and speaks Russian and Spanish fluently.



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