Colorado's Most Awarded
Open to All of Colorado
Arapahoe Credit Union is the not-for-profit version of a bank. We do everything they do, but we do it for the community and our members/ owners. We do not pay investors, we do not give huge corporate salaries and we do not make risky decisions with other people’s money. This allows us to provide our services for far less and be focused on true service.
ACU has been awarded 6 Best of the Best awards in 2022!
For six years in a row, Arapahoe CU has been acknowledged among the best credit unions in the state!
Thank you to the Colorado Community. We're proud to be awarded top credit union/bank in Centennial, Englewood, Littleton, Lone Tree, and Highlands Ranch!
Beyond Accolades, The Benefit
Each year the credit union provides financial benefits to our members through the different products and services. These benefits help our members save money compared to banking at other institutions. Arapahoe Credit Union offers great returns on savings accounts and low interest rates on various loans. Earn more than most local institutions when opening a CD or money market account. Additionally, when it comes to a loan, ACU offers low interest rates on credit cards and lower payments on auto loans saving money over the life of the loan. These, are just a few examples displaying how ACU gives back to its membership.
Everybody’s finances are different. Everyone has different goals and situations. We can customize your account to get you where you would like to go. From building credit to getting a new car to planning for retirement, we will help you get there. If you live in Colorado, give us a call!
How much you can save by banking with Arapahoe Credit Union
| Member Benefits | Estimated Membership Returns |
|---|---|
| Auto Loan Savings |
Average of $159 per year $795 in savings over 5 years (1) |
| Credit Card Interest Rates |
Save approximately 54% on credit card interest (2) |
| Certificate of Deposits | Earn 40% more over local institutions (3) |
| Money Markets | Earn twice as much on interest over local institutions (4) |
| Total Member Savings | $74 per member $154 per household |
Sources: Informa Research Services, NCUA and CUNA. Rates and fees as of August 2021. Comparative research available.
Details and Breakdowns
(1) Payment Example: Financing new vehicle at $30,000 for 60 months members save an average of $180 per year in interest. Approximately $900 in savings over 5 years. (2) Rates and fees as of April 2017. Bank rates and information provided by Informa Research Services. (3) For the rate comparison, we took five other, leading credit unions' 60 month rates as of May 28th, 2018. We averaged them against our two month CD average leaving ACU a full 39% above the competition. While this may not be representative of every credit union, it is indicative of the current market. More details are available by emailing feedback@arapahoecu.org. (4) For the rate comparison, we took five other, leading credit unions' highest money market account rates as of June 28th, 2018. We averaged them against our $75,000 and over account average and comparison showed that ACU members earn twice as much on interest. While this may not be representative of every credit union, it is indicative of the current market. More details are available by emailing feedback@arapahoecu.org.
